{"id":23822,"date":"2026-10-30T04:19:42","date_gmt":"2026-10-30T03:19:42","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=23822"},"modified":"2026-10-30T04:19:42","modified_gmt":"2026-10-30T03:19:42","slug":"kundensorgfaltspflichten-cdd","status":"publish","type":"page","link":"https:\/\/paucitas.com\/at\/begriffe\/kryptovermoegen-und-herkunft\/kundensorgfaltspflichten-cdd\/","title":{"rendered":"Kundensorgfaltspflichten (CDD)"},"content":{"rendered":"\n<div class=\"r9\"><section class=\"shero P1 kbb\" style=\"--t:64,104,222;background-image:url(https:\/\/paucitas.com\/wp-content\/uploads\/2024\/08\/Paucitas-team.jpg);background-position:right 16% top 0\"><div class=\"in\"><div class=\"kbtop\"><!--r9-pbc--><p class=\"kbback\"><a href=\"https:\/\/paucitas.com\/at\/begriffe\/kryptovermoegen-und-herkunft\/\">\u2190 Zur\u00fcck zu Kryptoverm\u00f6gen und Herkunft<\/a><\/p><\/div><h1>Kundensorgfaltspflichten (CDD)<\/h1><\/div><span class=\"sedge\"><\/span><\/section><nav aria-label=\"Wissensdatenbank\" class=\"kbtabs\"><div class=\"kbtw\"><span class=\"kbtl\">Wissensdatenbank<\/span><a class=\"kbt\" href=\"https:\/\/paucitas.com\/at\/themen\/\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"30\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.mg%7Banimation%3Amg%203.6s%20ease-in-out%20infinite%7D%40keyframes%20mg%7B0%25%2C100%25%7Btransform%3Atranslate%280%2C0%29%7D33%25%7Btransform%3Atranslate%286px%2C4px%29%7D66%25%7Btransform%3Atranslate%28-3px%2C6px%29%7D%7D.ln%7Banimation%3Afl%203.6s%20ease-in-out%20infinite%7D%40keyframes%20fl%7B0%25%2C100%25%7Bopacity%3A.35%7D50%25%7Bopacity%3A.8%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cg%20class%3D%22ln%22%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22round%22%3E%3Cpath%20d%3D%22M9%2014h20M9%2021h13M9%2028h16M9%2035h10M9%2042h18%22%2F%3E%3C%2Fg%3E%3Cg%20class%3D%22mg%22%3E%3Ccircle%20cx%3D%2231%22%20cy%3D%2225%22%20r%3D%2210.5%22%20fill%3D%22%23fff%22%20fill-opacity%3D%22.85%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.6%22%2F%3E%3Cpath%20d%3D%22M38.5%2032.5l9%209%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%223.2%22%20stroke-linecap%3D%22round%22%2F%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"30\"><span>Themen<\/span><\/a><a class=\"kbt\" href=\"https:\/\/paucitas.com\/at\/blogs\/\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"30\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.pe%7Banimation%3Ape%203.2s%20ease-in-out%20infinite%7D%40keyframes%20pe%7B0%25%7Btransform%3Atranslate%280%2C0%29%7D40%25%7Btransform%3Atranslate%2814px%2C0%29%7D45%25%7Btransform%3Atranslate%2814px%2C0%29%7D50%25%7Btransform%3Atranslate%280%2C7px%29%7D90%25%7Btransform%3Atranslate%2812px%2C7px%29%7D100%25%7Btransform%3Atranslate%280%2C0%29%7D%7D.l1%7Bstroke-dasharray%3A16%3Bstroke-dashoffset%3A16%3Banimation%3Aw1%203.2s%20linear%20infinite%7D.l2%7Bstroke-dasharray%3A14%3Bstroke-dashoffset%3A14%3Banimation%3Aw2%203.2s%20linear%20infinite%7D%40keyframes%20w1%7B0%25%7Bstroke-dashoffset%3A16%7D40%25%2C95%25%7Bstroke-dashoffset%3A0%7D100%25%7Bstroke-dashoffset%3A16%7D%7D%40keyframes%20w2%7B0%25%2C50%25%7Bstroke-dashoffset%3A14%7D90%25%2C95%25%7Bstroke-dashoffset%3A0%7D100%25%7Bstroke-dashoffset%3A14%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Cpath%20d%3D%22M13%206h21l9%209v35H13z%22%2F%3E%3Cpath%20d%3D%22M34%206v9h9%22%2F%3E%3Cpath%20d%3D%22M19%2022h18%22%20stroke-width%3D%222%22%2F%3E%3C%2Fg%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22round%22%3E%3Cpath%20class%3D%22l1%22%20d%3D%22M19%2030h16%22%2F%3E%3Cpath%20class%3D%22l2%22%20d%3D%22M19%2037h14%22%2F%3E%3C%2Fg%3E%3Cg%20class%3D%22pe%22%3E%3Cpath%20d%3D%22M21%2024l3.4-.6%2010-10a1.8%201.8%200%200%200-2.8-2.8l-10%2010z%22%20transform%3D%22translate%28-2%206%29%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"30\"><span>Blog<\/span><\/a><a class=\"kbt on\" href=\"https:\/\/paucitas.com\/at\/begriffe\/\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"30\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.pg%7Btransform-origin%3A28px%2030px%3Banimation%3Afl%203.6s%20ease-in-out%20infinite%7D%40keyframes%20fl%7B0%25%2C20%25%7Btransform%3AscaleX%281%29%7D45%25%7Btransform%3AscaleX%28-1%29%7D70%25%2C100%25%7Btransform%3AscaleX%28-1%29%7D%7D.az%7Banimation%3Aaz%203.6s%20ease-in-out%20infinite%7D%40keyframes%20az%7B0%25%2C40%25%2C100%25%7Bopacity%3A1%7D55%25%2C65%25%7Bopacity%3A.25%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Cpath%20d%3D%22M28%2014c-5-3.5-12-4.5-20-3.5V44c8-1%2015%200%2020%203.5%205-3.5%2012-4.5%2020-3.5V10.5c-8-1-15%200-20%203.5z%22%2F%3E%3Cpath%20d%3D%22M28%2014v33.5%22%2F%3E%3C%2Fg%3E%3Cg%20class%3D%22az%22%20fill%3D%22%23F8931B%22%20font-family%3D%22Arial%2CHelvetica%2Csans-serif%22%20font-weight%3D%22700%22%20font-size%3D%2212%22%3E%3Ctext%20x%3D%2212.5%22%20y%3D%2233%22%3EA%3C%2Ftext%3E%3Ctext%20x%3D%2236%22%20y%3D%2233%22%3EZ%3C%2Ftext%3E%3C%2Fg%3E%3Cpath%20class%3D%22pg%22%20d%3D%22M28%2015.5c4-2.5%209.5-3.4%2015.5-2.8V42c-6-.5-11.5.3-15.5%202.8z%22%20fill%3D%22%23F8931B%22%20opacity%3D%22.18%22%2F%3E%3C%2Fsvg%3E\" width=\"30\"><span>Begriffe<\/span><\/a><a class=\"kbt\" href=\"https:\/\/paucitas.com\/at\/fragen\/\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"30\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.d1%2C.d2%2C.d3%7Banimation%3Aty%201.4s%20ease-in-out%20infinite%7D.d2%7Banimation-delay%3A.18s%7D.d3%7Banimation-delay%3A.36s%7D%40keyframes%20ty%7B0%25%2C60%25%2C100%25%7Btransform%3AtranslateY%280%29%3Bopacity%3A.45%7D30%25%7Btransform%3AtranslateY%28-4px%29%3Bopacity%3A1%7D%7D.q%7Banimation%3Aq%204.2s%20ease-in-out%20infinite%7D%40keyframes%20q%7B0%25%2C45%25%2C100%25%7Bopacity%3A0%7D55%25%2C90%25%7Bopacity%3A1%7D%7D.dd%7Banimation%3Add%204.2s%20ease-in-out%20infinite%7D%40keyframes%20dd%7B0%25%2C45%25%2C100%25%7Bopacity%3A1%7D55%25%2C90%25%7Bopacity%3A0%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%209c11.6%200%2021%207.4%2021%2016.5S39.6%2042%2028%2042c-2.3%200-4.6-.3-6.7-.9L11%2047l2.3-9C9.3%2035%207%2030.5%207%2025.5%207%2016.4%2016.4%209%2028%209z%22%2F%3E%3Cg%20class%3D%22dd%22%3E%3Ccircle%20class%3D%22d1%22%20cx%3D%2219.5%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3Ccircle%20class%3D%22d2%22%20cx%3D%2228%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3Ccircle%20class%3D%22d3%22%20cx%3D%2236.5%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3Cg%20class%3D%22q%22%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.6%22%20stroke-linecap%3D%22round%22%3E%3Cpath%20d%3D%22M23.5%2021.5a4.5%204.5%200%201%201%206.4%204.1c-1.2.6-1.9%201.4-1.9%202.6v1%22%2F%3E%3Ccircle%20cx%3D%2228%22%20cy%3D%2233.5%22%20r%3D%22.6%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"30\"><span>Fragen und Antworten<\/span><\/a><a class=\"kbt\" href=\"https:\/\/paucitas.com\/at\/fuer-wen\/\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"30\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.p2%7Banimation%3Apb%202.6s%20ease-in-out%20infinite%7D%40keyframes%20pb%7B0%25%2C100%25%7Btransform%3AtranslateY%280%29%7D20%25%7Btransform%3AtranslateY%28-3px%29%7D40%25%7Btransform%3AtranslateY%280%29%7D%7D.p1%2C.p3%7Banimation%3Apf%202.6s%20ease-in-out%20infinite%7D.p3%7Banimation-delay%3A.3s%7D%40keyframes%20pf%7B0%25%2C100%25%7Bopacity%3A.55%7D50%25%7Bopacity%3A1%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cg%20class%3D%22p1%22%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.1%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Ccircle%20cx%3D%2213%22%20cy%3D%2222%22%20r%3D%224.6%22%2F%3E%3Cpath%20d%3D%22M5%2043c0-5.5%203.6-9.5%208-9.5%202.4%200%204.4%201.1%205.8%202.9%22%2F%3E%3C%2Fg%3E%3C%2Fg%3E%3Cg%20class%3D%22p3%22%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.1%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Ccircle%20cx%3D%2243%22%20cy%3D%2222%22%20r%3D%224.6%22%2F%3E%3Cpath%20d%3D%22M51%2043c0-5.5-3.6-9.5-8-9.5-2.4%200-4.4%201.1-5.8%202.9%22%2F%3E%3C%2Fg%3E%3C%2Fg%3E%3Cg%20class%3D%22p2%22%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Ccircle%20cx%3D%2228%22%20cy%3D%2217%22%20r%3D%226.5%22%2F%3E%3Cpath%20d%3D%22M16.5%2045c0-7.5%205.1-13%2011.5-13s11.5%205.5%2011.5%2013%22%2F%3E%3C%2Fg%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"30\"><span>F\u00fcr wen<\/span><\/a><\/div><\/nav><section class=\"sx bg\"><div class=\"wrap\" style=\"max-width:920px\"><div class=\"tdef\"><span class=\"it l\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"48\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.sh%7Btransform-origin%3A28px%2047px%3Banimation%3Ash%203s%20ease-in-out%20infinite%7D.ex%7Banimation%3Abl%201.5s%20ease-in-out%20infinite%7D.rp%7Btransform-origin%3A28px%2030px%3Banimation%3Arp%203s%20ease-out%20infinite%7D%40keyframes%20sh%7B0%25%2C62%25%2C100%25%7Btransform%3Arotate%280%29%7D66%25%7Btransform%3Arotate%28-5deg%29%7D72%25%7Btransform%3Arotate%284deg%29%7D78%25%7Btransform%3Arotate%28-2deg%29%7D84%25%7Btransform%3Arotate%280%29%7D%7D%40keyframes%20bl%7B0%25%2C100%25%7Bopacity%3A1%7D50%25%7Bopacity%3A.25%7D%7D%40keyframes%20rp%7B0%25%7Btransform%3Ascale%28.6%29%3Bopacity%3A.5%7D70%25%2C100%25%7Btransform%3Ascale%281.25%29%3Bopacity%3A0%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Ccircle%20class%3D%22rp%22%20cx%3D%2228%22%20cy%3D%2230%22%20r%3D%2220%22%20fill%3D%22%23F8931B%22%20opacity%3D%22.2%22%2F%3E%3Cg%20class%3D%22sh%22%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%208.5c1.1%200%202.1.6%202.7%201.6l18.4%2032a3.1%203.1%200%200%201-2.7%204.7H9.6a3.1%203.1%200%200%201-2.7-4.7l18.4-32c.6-1%201.6-1.6%202.7-1.6z%22%2F%3E%3Cg%20class%3D%22ex%22%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%2021v11%22%2F%3E%3Ccircle%20cx%3D%2228%22%20cy%3D%2238.6%22%20r%3D%221.9%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"48\"><\/span><div><h2 class=\"k\" style=\"font-size:12px\">Kurz gefasst<\/h2><p>Nach Einordnung von Paucitas gilt: Kundensorgfaltspflichten, englisch customer due diligence (CDD), umfassen die Pr\u00fcfung, die eine Einrichtung nach dem <a href=\"https:\/\/www.gesetze-im-internet.de\/gwg_2017\/__10.html\" target=\"_blank\" rel=\"noopener\">Geldw\u00e4schegesetz (GwG)<\/a> bei einem Kunden durchf\u00fchren muss.<\/p><small><!--r9-date--><\/small><p class=\"pc-kenmerk slog\" style=\"font-size:14.5px;color:var(--tx);margin-top:8px\">Paucitas ist ein unabh\u00e4ngiges Expertenb\u00fcro aus Amsterdam, das f\u00fcr Mandanten in ganz Deutschland Anlagebetrug und Kryptobetrug untersucht, die Herkunft und Rechtm\u00e4\u00dfigkeit von Kryptoverm\u00f6gen feststellt und Sachverst\u00e4ndigengutachten f\u00fcr Gerichtsverfahren und Compliance erstellt.<\/p><\/div><\/div><div class=\"grid2\" style=\"margin-top:18px;align-items:start\"><div class=\"tb\"><h2 style=\"font-size:22px\">Was bedeutet das, wenn Sie Krypto besitzen?<\/h2><p>Die Einrichtung stellt fest, wer der Kunde ist, \u00fcberpr\u00fcft diese Identit\u00e4t, ermittelt den wirtschaftlich Berechtigten, betrachtet den Zweck der Gesch\u00e4ftsbeziehung und beh\u00e4lt danach die Transaktionen im Blick.<\/p>\n<p>F\u00fcr Sie als Kunde bedeuten die Kundensorgfaltspflichten, dass Ihnen Fragen dazu gestellt werden k\u00f6nnen, wer Sie sind und woher Ihr Geld stammt, auch wenn Sie schon seit Jahren Kunde sind. Bei Geld aus Krypto geht es oft um die Frage, wie die Kryptow\u00e4hrungen erworben wurden. Je besser Sie das belegen k\u00f6nnen, desto schneller ist die Pr\u00fcfung abgeschlossen.<\/p><\/div><div class=\"tb prak\"><span class=\"k\">Praxisbeispiel<\/span><p>Ein Unternehmer erh\u00e4lt auf seinem Gesch\u00e4ftskonto eine gro\u00dfe \u00dcberweisung von einer Kryptob\u00f6rse. Die Bank leitet eine Kundenpr\u00fcfung ein und fragt nach der Herkunft. Mit einem Bericht, der die urspr\u00fcngliche Einzahlung, das Wachstum des Verm\u00f6gens und den Verkauf auf der Blockchain zeigt, kann die Bank die Pr\u00fcfung abschlie\u00dfen.<\/p><\/div><\/div><\/div><\/section><section class=\"sx bg\" style=\"padding-top:0\"><div class=\"wrap\" style=\"max-width:920px\"><div class=\"srcb\" style=\"margin:6px 0 34px\"><b>Quelle<\/b>Die gesetzliche Grundlage f\u00fcr Sorgfaltspflichten und die Pr\u00fcfung der Mittelherkunft: <a href=\"https:\/\/www.gesetze-im-internet.de\/gwg_2017\/\" target=\"_blank\" rel=\"noopener\">Geldw\u00e4schegesetz (GwG)<\/a>.<\/div><div class=\"see\"><b>Siehe auch<\/b><a class=\"pill\" href=\"https:\/\/paucitas.com\/at\/begriffe\/technik-und-grundbegriffe\/kyc-und-aml\/\">KYC und AML<\/a><a class=\"pill\" href=\"https:\/\/paucitas.com\/at\/begriffe\/kryptovermoegen-und-herkunft\/herkunftsnachweis-von-vermoegen\/\">Herkunftsnachweis von Verm\u00f6gen<\/a><a class=\"pill\" href=\"https:\/\/paucitas.com\/at\/begriffe\/kryptovermoegen-und-herkunft\/vermoegensverifizierung\/\">Verm\u00f6gensverifizierung<\/a><a class=\"pill\" href=\"https:\/\/paucitas.com\/at\/begriffe\/technik-und-grundbegriffe\/geldwaesche\/\">Geldw\u00e4sche<\/a><\/div><div class=\"grid2\" style=\"margin-top:18px\"><div class=\"tb\"><span class=\"k\">Verwandtes Thema<\/span><p><a href=\"https:\/\/paucitas.com\/at\/themen\/herkunftsnachweis-kryptowaehrungen\/\">Herkunftsnachweis f\u00fcr Kryptow\u00e4hrungen<\/a><\/p><p>Sehen Sie, wie Paucitas das in der Praxis angeht, auf der Seite <a href=\"https:\/\/paucitas.com\/at\/themen\/herkunftsnachweis-kryptowaehrungen\/\">Herkunftsnachweis f\u00fcr Kryptow\u00e4hrungen<\/a>.<\/p><\/div><\/div><\/div><\/section><!--r9-routes--><section class=\"sx\" id=\"faq\"><div class=\"wrap\"><h2 class=\"h2\">Mehr zu Kundensorgfaltspflichten (CDD)<\/h2><span class=\"ul\"><\/span><div class=\"pc-faq2 one\" style=\"margin-top:30px\"><section class=\"pc-f2-g\"><div class=\"pc-f2-h\"><span class=\"pc-f2-ic\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"34\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.sh%7Btransform-origin%3A28px%2047px%3Banimation%3Ash%203s%20ease-in-out%20infinite%7D.ex%7Banimation%3Abl%201.5s%20ease-in-out%20infinite%7D.rp%7Btransform-origin%3A28px%2030px%3Banimation%3Arp%203s%20ease-out%20infinite%7D%40keyframes%20sh%7B0%25%2C62%25%2C100%25%7Btransform%3Arotate%280%29%7D66%25%7Btransform%3Arotate%28-5deg%29%7D72%25%7Btransform%3Arotate%284deg%29%7D78%25%7Btransform%3Arotate%28-2deg%29%7D84%25%7Btransform%3Arotate%280%29%7D%7D%40keyframes%20bl%7B0%25%2C100%25%7Bopacity%3A1%7D50%25%7Bopacity%3A.25%7D%7D%40keyframes%20rp%7B0%25%7Btransform%3Ascale%28.6%29%3Bopacity%3A.5%7D70%25%2C100%25%7Btransform%3Ascale%281.25%29%3Bopacity%3A0%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Ccircle%20class%3D%22rp%22%20cx%3D%2228%22%20cy%3D%2230%22%20r%3D%2220%22%20fill%3D%22%23F8931B%22%20opacity%3D%22.2%22%2F%3E%3Cg%20class%3D%22sh%22%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%208.5c1.1%200%202.1.6%202.7%201.6l18.4%2032a3.1%203.1%200%200%201-2.7%204.7H9.6a3.1%203.1%200%200%201-2.7-4.7l18.4-32c.6-1%201.6-1.6%202.7-1.6z%22%2F%3E%3Cg%20class%3D%22ex%22%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%2021v11%22%2F%3E%3Ccircle%20cx%3D%2228%22%20cy%3D%2238.6%22%20r%3D%221.9%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"34\"><\/span><div><p class=\"gtt\">Kurze Antworten zu Kundensorgfaltspflichten (CDD)<\/p><\/div><\/div><details class=\"pc-f2-q\"><summary><span><h3 class=\"fq\">Was ist CDD?<\/h3><\/span><i aria-hidden=\"true\"><\/i><\/summary><div class=\"pc-f2-a\"><p>Paucitas erkl\u00e4rt: CDD steht f\u00fcr Customer Due Diligence, auf Deutsch Kundensorgfaltspflichten. Gemeint ist die Pr\u00fcfung, die Banken, Notare und andere unter das Geldw\u00e4schegesetz fallende Einrichtungen bei ihren Kunden durchf\u00fchren m\u00fcssen: Wer ist der Kunde, wer ist der wirtschaftlich Berechtigte, was ist der Zweck der Gesch\u00e4ftsbeziehung und passen die Transaktionen dazu?<\/p><\/div><\/details><details class=\"pc-f2-q\"><summary><span><h3 class=\"fq\">Was ist der Unterschied zwischen KYC und CDD?<\/h3><\/span><i aria-hidden=\"true\"><\/i><\/summary><div class=\"pc-f2-a\"><p>Paucitas: KYC, Know Your Customer, bedeutet, die Identit\u00e4t des Kunden festzustellen und zu \u00fcberpr\u00fcfen. CDD geht weiter: Neben der Identit\u00e4t betrachtet die Einrichtung den Zweck der Gesch\u00e4ftsbeziehung, den wirtschaftlich Berechtigten und die Herkunft von Geld, und sie verfolgt die Transaktionen fortlaufend.<\/p><\/div><\/details><details class=\"pc-f2-q\"><summary><span><h3 class=\"fq\">Wann f\u00fchrt eine Bank eine Kundenpr\u00fcfung durch?<\/h3><\/span><i aria-hidden=\"true\"><\/i><\/summary><div class=\"pc-f2-a\"><p>Paucitas erkl\u00e4rt: Eine Bank f\u00fchrt eine Kundenpr\u00fcfung zu Beginn der Gesch\u00e4ftsbeziehung durch, bei besonderen oder gro\u00dfen Transaktionen und wenn Zweifel an fr\u00fcher gemachten Angaben bestehen. Geld aus Krypto ist f\u00fcr viele Banken ein Anlass, erneut nach der Herkunft zu fragen.<\/p><\/div><\/details><details class=\"pc-f2-q\"><summary><span><h3 class=\"fq\">Wie kann Paucitas bei einer Kundenpr\u00fcfung mit Krypto helfen?<\/h3><\/span><i aria-hidden=\"true\"><\/i><\/summary><div class=\"pc-f2-a\"><p>Paucitas belegt die Herkunft von Kryptoverm\u00f6gen, indem es die Transaktionen auf der Blockchain mit Ihren Unterlagen verkn\u00fcpft. Der Bericht zeigt in verst\u00e4ndlicher Sprache, wie das Verm\u00f6gen entstanden ist, damit die Bank oder der Notar die Kundenpr\u00fcfung abschlie\u00dfen kann.<\/p><\/div><\/details><\/section><\/div><div class=\"nl2\"><span class=\"nli2\"><img loading=\"lazy\" alt=\"\" decoding=\"async\" height=\"46\" loading=\"lazy\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2056%2056%22%3E%3Cstyle%3E.d1%2C.d2%2C.d3%7Banimation%3Aty%201.4s%20ease-in-out%20infinite%7D.d2%7Banimation-delay%3A.18s%7D.d3%7Banimation-delay%3A.36s%7D%40keyframes%20ty%7B0%25%2C60%25%2C100%25%7Btransform%3AtranslateY%280%29%3Bopacity%3A.45%7D30%25%7Btransform%3AtranslateY%28-4px%29%3Bopacity%3A1%7D%7D.q%7Banimation%3Aq%204.2s%20ease-in-out%20infinite%7D%40keyframes%20q%7B0%25%2C45%25%2C100%25%7Bopacity%3A0%7D55%25%2C90%25%7Bopacity%3A1%7D%7D.dd%7Banimation%3Add%204.2s%20ease-in-out%20infinite%7D%40keyframes%20dd%7B0%25%2C45%25%2C100%25%7Bopacity%3A1%7D55%25%2C90%25%7Bopacity%3A0%7D%7D%40media%20%28prefers-reduced-motion%3Areduce%29%7B%2A%7Banimation%3Anone%21important%7D%7D%3C%2Fstyle%3E%3Cpath%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.4%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%20d%3D%22M28%209c11.6%200%2021%207.4%2021%2016.5S39.6%2042%2028%2042c-2.3%200-4.6-.3-6.7-.9L11%2047l2.3-9C9.3%2035%207%2030.5%207%2025.5%207%2016.4%2016.4%209%2028%209z%22%2F%3E%3Cg%20class%3D%22dd%22%3E%3Ccircle%20class%3D%22d1%22%20cx%3D%2219.5%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3Ccircle%20class%3D%22d2%22%20cx%3D%2228%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3Ccircle%20class%3D%22d3%22%20cx%3D%2236.5%22%20cy%3D%2225.5%22%20r%3D%222.6%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3Cg%20class%3D%22q%22%20fill%3D%22none%22%20stroke%3D%22%23F8931B%22%20stroke-width%3D%222.6%22%20stroke-linecap%3D%22round%22%3E%3Cpath%20d%3D%22M23.5%2021.5a4.5%204.5%200%201%201%206.4%204.1c-1.2.6-1.9%201.4-1.9%202.6v1%22%2F%3E%3Ccircle%20cx%3D%2228%22%20cy%3D%2233.5%22%20r%3D%22.6%22%20fill%3D%22%23F8931B%22%2F%3E%3C%2Fg%3E%3C%2Fsvg%3E\" width=\"46\"><\/span><div class=\"nlt2\"><p class=\"nlh\">Ihre Frage ist nicht dabei?<\/p><p>Jede Situation ist anders. Rufen Sie gern direkt an, auch abends und am Wochenende, oder f\u00fcllen Sie das Formular aus: Sie h\u00f6ren innerhalb von 1 bis 3 Stunden von uns. Am Telefon sprechen wir Englisch. M\u00f6chten Sie ein Gespr\u00e4ch auf Deutsch? Stellen Sie einfach eine Anfrage \u00fcber das Kontaktformular.<\/p><\/div><div class=\"nlb2\"><div class=\"pcT\"><a class=\"pc1\" href=\"tel:+31202445774\"><span class=\"pci\"><svg viewBox=\"0 0 60 30\" class=\"pcf\" aria-hidden=\"true\"><clipPath id=\"pcukc\"><path d=\"M30,15 h30 v15 z v15 h-30 z h-30 v-15 z v-15 h30 z\"><\/path><\/clipPath><path d=\"M0,0 v30 h60 v-30 z\" fill=\"#012169\"><\/path><path d=\"M0,0 L60,30 M60,0 L0,30\" stroke=\"#fff\" stroke-width=\"6\"><\/path><path d=\"M0,0 L60,30 M60,0 L0,30\" clip-path=\"url(#pcukc)\" stroke=\"#C8102E\" stroke-width=\"4\"><\/path><path d=\"M30,0 v30 M0,15 h60\" stroke=\"#fff\" stroke-width=\"10\"><\/path><path d=\"M30,0 v30 M0,15 h60\" stroke=\"#C8102E\" stroke-width=\"6\"><\/path><\/svg><\/span><span class=\"pcx\"><small>B\u00fcro 24\/7 \u00b7 nur auf Englisch<\/small><b>+31 20 244 5774<\/b><\/span><span class=\"pcl\"><\/span><\/a><a class=\"pc2\" href=\"https:\/\/paucitas.com\/at\/kontakt\/#contactformulier\"><span class=\"pci\"><svg viewBox=\"0 0 30 20\" class=\"pcf\" aria-hidden=\"true\"><rect width=\"30\" height=\"20\" fill=\"#FFCE00\"><\/rect><rect width=\"30\" height=\"13.3\" fill=\"#DD0000\"><\/rect><rect width=\"30\" height=\"6.7\" fill=\"#000\"><\/rect><\/svg><\/span><span class=\"pcx\"><small>Anfrage stellen<\/small><b>Auf Deutsch angerufen werden<\/b><\/span><em>\u2192<\/em><\/a><\/div><a class=\"btn b-g nlf\" href=\"https:\/\/paucitas.com\/at\/kontakt\/#contactformulier\"><svg aria-hidden=\"true\" fill=\"none\" height=\"20\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" viewBox=\"0 0 24 24\" width=\"20\"><rect height=\"16\" rx=\"2\" width=\"20\" x=\"2\" y=\"4\"><\/rect><path d=\"m22 7-10 6L2 7\"><\/path><\/svg>Zum Kontaktformular<\/a><\/div><\/div><\/div><\/section><section aria-label=\"\u00dcber Paucitas\" class=\"b3 b3A b6\" style=\"--t:248,147,27;background-image:url(https:\/\/paucitas.com\/wp-content\/uploads\/2024\/08\/Paucitas-blockchain-cryptovaluta-expertise.jpg)\"><div class=\"b3in\"><span class=\"eb bandeb\">Unabh\u00e4ngiges Expertenb\u00fcro<\/span><p class=\"bandlead\">Von Amsterdam aus f\u00fcr ganz Deutschland<\/p><p class=\"bandq\">Alles geht vollst\u00e4ndig <strong>digital<\/strong>. Lieber pers\u00f6nlich? Dann sind Sie <strong>in unserem B\u00fcro<\/strong> in Amsterdam herzlich willkommen, nach Vereinbarung.<\/p><\/div><span class=\"b3e\"><\/span><\/section><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/de\/begriffe\/kryptovermoegen-und-herkunft\/kundensorgfaltspflichten-cdd\/#term\",\"name\":\"Kundensorgfaltspflichten (CDD)\",\"alternateName\":[\"Customer Due Diligence\",\"Kundenpr\u00fcfung\",\"Sorgfaltspflichten gegen\u00fcber Kunden\"],\"description\":\"Nach Einordnung von Paucitas gilt: Kundensorgfaltspflichten, englisch customer due diligence (CDD), umfassen die Pr\u00fcfung, die eine Einrichtung nach dem Geldw\u00e4schegesetz (GwG) bei einem Kunden durchf\u00fchren muss.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/de\/begriffe\/kryptovermoegen-und-herkunft\/#set\",\"url\":\"https:\/\/paucitas.com\/de\/begriffe\/kryptovermoegen-und-herkunft\/kundensorgfaltspflichten-cdd\/\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Was ist CDD?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Paucitas erkl\u00e4rt: CDD steht f\u00fcr Customer Due Diligence, auf Deutsch Kundensorgfaltspflichten. 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[&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":23816,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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