{"id":15534,"date":"2026-09-29T17:39:29","date_gmt":"2026-09-29T15:39:29","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=15534"},"modified":"2026-10-01T03:30:34","modified_gmt":"2026-10-01T01:30:34","slug":"kyc-og-aml","status":"publish","type":"page","link":"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/kyc-og-aml\/","title":{"rendered":"KYC og AML"},"content":{"rendered":"<style>.pterm{max-width:880px;margin:0 auto;font-family:inherit;padding-top:30px;}.pterm-hero{background:linear-gradient(135deg,#1a1a2e,#2d2d4a);border-radius:18px;padding:30px 34px;margin-bottom:28px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;}.pterm-hero .ph-ico{width:56px;height:56px;border-radius:13px;background:rgba(245,135,31,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;}.pterm-hero h1{color:#fff;font-size:1.9em;margin:0;line-height:1.2;}.pterm-block{margin-bottom:24px;}.pterm-block h2{color:#1a1a2e;font-size:1.25em;margin:0 0 10px;}.pterm-def{background:#fff;border-left:4px solid #f5871f;border-radius:0 12px 12px 0;padding:18px 22px;color:#444;line-height:1.7;box-shadow:0 2px 10px rgba(0,0,0,.04);}.pterm-p{color:#444;line-height:1.7;margin:0 0 14px;}.pterm-ex{background:#fff7ef;border-radius:12px;padding:18px 22px;color:#5a4630;line-height:1.7;}.pterm-ex .lbl{display:inline-block;font-size:.72em;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#f5871f;margin-bottom:6px;}.pterm-see{background:#fff;border:1px solid #eee;border-radius:12px;padding:16px 20px;margin-top:30px;}.pterm-see .lbl{font-weight:700;color:#1a1a2e;margin-bottom:6px;display:block;}.pterm-see a{color:#f5871f;text-decoration:none;font-weight:600;}.pterm a{color:#f5871f;font-weight:600;}<\/style>\n<p><a class=\"pterm-back\" href=\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/\" style=\"display:inline-flex;align-items:center;gap:8px;margin:0 0 18px;padding:9px 16px;background:#fff7ee;border:1px solid #f3d9b8;border-radius:999px;color:#e08a1e;font-weight:600;text-decoration:none;\"><span style=\"font-size:18px;line-height:1;\">\u2190<\/span><span>Tilbage til teknik og grundbegreber<\/span><\/a><\/p>\n<div class=\"pterm\">\n<div class=\"pterm-hero\">\n<div class=\"ph-ico\"><svg width=\"34\" height=\"34\" viewBox=\"0 0 34 34\"><rect x=\"5\" y=\"8\" width=\"24\" height=\"18\" rx=\"3\" fill=\"none\" stroke=\"#f5871f\" stroke-width=\"2.4\"><\/rect><circle cx=\"13\" cy=\"15\" r=\"2.6\" fill=\"none\" stroke=\"#f5871f\" stroke-width=\"2\"><\/circle><path d=\"M9 21c0-2.2 1.8-3.4 4-3.4s4 1.2 4 3.4M20 14h6M20 18h4\" fill=\"none\" stroke=\"#f5871f\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg><\/div>\n<h1>KYC og AML<\/h1>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-def\">KYC st\u00e5r for know your customer, p\u00e5 dansk kundekendskab, og AML for anti money laundering, alts\u00e5 foranstaltninger mod hvidvask. Tilsammen beskriver de de procedurer, som platforme bruger til at identificere deres kunder og opdage afvigende pengestr\u00f8mme. For en unders\u00f8gelse kan de v\u00e6re vigtige, fordi der oftere findes oplysninger hos s\u00e5danne akt\u00f8rer, uden at det i sig selv siger noget om en enkelt transaktion.<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Hvad betyder KYC og AML?<\/h2>\n<p class=\"pterm-p\">KYC st\u00e5r for know your customer, at identificere kunder. AML st\u00e5r for foranstaltninger mod hvidvask. Tilsammen h\u00f8rer de til de procedurer, som platforme bruger til at identificere kunder og opdage afvigende pengestr\u00f8mme. I Danmark f\u00f8lger kravene af <a href=\"https:\/\/www.retsinformation.dk\/eli\/lta\/2024\/807\" target=\"_blank\" rel=\"noopener\">hvidvaskloven<\/a>, og siden MiCA-forordningen tr\u00e5dte i kraft, er kryptoudbydere under tilsyn af Finanstilsynet.<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-ex\"><span class=\"lbl\">Eksempel fra virkeligheden<\/span><span style=\"display:block;margin-top:8px;\">Ved sporingen af en pengestr\u00f8m n\u00e5r den frem til en platform, der identificerer sine kunder. Om det er relevant for unders\u00f8gelsen, viser sig f\u00f8rst efter yderligere skridt og en vurdering.<\/span><\/div>\n<\/div>\n<figure class=\"pauc-fig\" style=\"margin:0 0 24px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/paucitas.com\/wp-content\/uploads\/2024\/09\/blokchain-onderzoek-768x512.jpg\" alt=\"KYC og AML, forklaret af Paucitas\" width=\"768\" height=\"512\" loading=\"lazy\" style=\"width:100%;height:auto;max-height:340px;object-fit:cover;border-radius:14px;display:block;\"><\/figure>\n<div class=\"pterm-block\">\n<h2>Hvad kan KYC og AML bidrage med?<\/h2>\n<p class=\"pterm-p\">En transaktion, der g\u00e5r via en platform med KYC og AML, kan udg\u00f8re en indgang, fordi der oftere findes oplysninger d\u00e9r. Det beh\u00f8ver ikke at betyde noget; de fleste transaktioner er helt almindelige. Hvad en konkret bev\u00e6gelse betyder, viser f\u00f8rst den n\u00e6rmere unders\u00f8gelse.<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Hvorfor er KYC og AML relevante for en unders\u00f8gelse?<\/h2>\n<p class=\"pterm-p\">Fordi oplysninger oftere er kendt hos akt\u00f8rer med disse procedurer, kan det v\u00e6re en indgang. I sig selv siger det endnu ikke noget om en transaktion. Kundeoplysningerne udleveres som regel ikke til privatpersoner, men indhentes af politiet eller anklagemyndigheden.<\/p>\n<\/div>\n<div>\n<div class=\"pterm-see\"><span class=\"lbl\">Se ogs\u00e5<\/span><a href=\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/hvidvask\/\">Hvidvask<\/a>, <a href=\"https:\/\/paucitas.com\/dk\/begreber\/sporing-og-undersoegelse\/kryptosporing\/\">Kryptosporing<\/a>, <a href=\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/blockchainanalyse\/\">Blockchainanalyse<\/a>.<\/p>\n<div style=\"margin-top:8px;\"><span class=\"lbl\">Almindeligt sp\u00f8rgsm\u00e5l<\/span> <a href=\"https:\/\/paucitas.com\/dk\/spoergsmaal\/dokumenter-kryptoens-oprindelse-ved-boliglaan\/\">Hvordan dokumenterer jeg kryptoaktivernes oprindelse, n\u00e5r jeg s\u00f8ger om boligl\u00e5n?<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"pcb-related\" style=\"background: #FBF4EC;border-left: 4px solid #F59024;border-radius: 10px;padding: 16px 20px;margin: 28px 0\"><strong style=\"color: #243029\">Relateret emne<\/strong><br \/>\nSe, hvordan Paucitas arbejder med det i praksis, p\u00e5 siden <a style=\"color: #f59024;font-weight: 600\" href=\"https:\/\/paucitas.com\/dk\/emner\/oprindelse-af-kryptovaluta\/\">Dokumentation af oprindelse for kryptoaktiver<\/a>.<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/kyc-og-aml\/#term\",\"name\":\"KYC og AML\",\"description\":\"Procedurer for kundekendskab (KYC) og foranstaltninger mod hvidvask (AML) hos platforme.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/#set\",\"url\":\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/kyc-og-aml\/\"},{\"@type\":\"FAQPage\",\"inLanguage\":\"da-DK\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Hvad betyder KYC og 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[&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":15484,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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