{"id":17856,"date":"2026-10-11T01:23:52","date_gmt":"2026-10-10T23:23:52","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=17856"},"modified":"2026-10-14T07:40:05","modified_gmt":"2026-10-14T05:40:05","slug":"kundekendskabsprocedure-cdd","status":"publish","type":"page","link":"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/kundekendskabsprocedure-cdd\/","title":{"rendered":"Kundekendskabsprocedure (CDD)"},"content":{"rendered":"<style>.pterm{max-width:880px;margin:0 auto;font-family:inherit;padding-top:30px;}.pterm-hero{background:linear-gradient(135deg,#1a1a2e,#2d2d4a);border-radius:18px;padding:30px 34px;margin-bottom:28px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;}.pterm-hero .ph-ico{width:56px;height:56px;border-radius:13px;background:rgba(245,135,31,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;}.pterm-hero h1{color:#fff;font-size:1.9em;margin:0;line-height:1.2;}.pterm-block{margin-bottom:24px;}.pterm-block h2{color:#1a1a2e;font-size:1.25em;margin:0 0 10px;}.pterm-def{background:#fff;border-left:4px solid #f5871f;border-radius:0 12px 12px 0;padding:18px 22px;color:#444;line-height:1.7;box-shadow:0 2px 10px rgba(0,0,0,.04);}.pterm-p{color:#444;line-height:1.7;margin:0 0 14px;}.pterm-ex{background:#fff7ef;border-radius:12px;padding:18px 22px;color:#5a4630;line-height:1.7;}.pterm-ex .lbl{display:inline-block;font-size:.72em;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#f5871f;margin-bottom:6px;}.pterm-see{background:#fff;border:1px solid #eee;border-radius:12px;padding:16px 20px;margin-top:30px;}.pterm-see .lbl{font-weight:700;color:#1a1a2e;margin-bottom:6px;display:block;}.pterm-see a{color:#f5871f;text-decoration:none;font-weight:600;}.pterm a{color:#f5871f;font-weight:600;}<\/style>\n<p><a class=\"pterm-back\" style=\"display: inline-flex; align-items: center; gap: 8px; margin: 0 0 18px; padding: 9px 16px; background: #fff7ee; border: 1px solid #f3d9b8; border-radius: 999px; color: #e08a1e; font-weight: 600; text-decoration: none;\" href=\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/\"><span style=\"font-size: 18px; line-height: 1;\">\u2190<\/span>Tilbage til kryptoformue og oprindelse<\/a><\/p>\n<div class=\"pterm\">\n<div class=\"pterm-hero\">\n<div class=\"ph-ico\"><\/div>\n<h1>Kundekendskabsprocedure (CDD)<\/h1>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Kort fortalt<\/h2>\n<div class=\"pterm-def\">En kundekendskabsprocedure, p\u00e5 engelsk customer due diligence (CDD), er den unders\u00f8gelse, en institution efter <a href=\"https:\/\/erhvervsstyrelsen.dk\/vejledning-hvidvasklovens-anvendelsesomraade-og-tilhoerende-forpligtelser\" rel=\"noopener\" target=\"_blank\">hvidvaskloven<\/a> skal foretage af en kunde.<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Hvad betyder det, hvis du har krypto?<\/h2>\n<p class=\"pterm-p\">Institutionen fastsl\u00e5r, hvem kunden er, kontrollerer identiteten, fastsl\u00e5r den reelle ejer, ser p\u00e5 form\u00e5let med kundeforholdet og holder derefter \u00f8je med transaktionerne.<\/p>\n<p class=\"pterm-p\">For dig som kunde betyder en kundekendskabsprocedure, at du kan f\u00e5 sp\u00f8rgsm\u00e5l om, hvem du er, og hvor dine penge kommer fra, ogs\u00e5 selv om du har v\u00e6ret kunde i mange \u00e5r. Ved penge fra krypto handler det ofte om, hvordan kryptoen er erhvervet. Jo bedre du kan dokumentere det, jo hurtigere er unders\u00f8gelsen f\u00e6rdig.<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-ex\">\n<span class=\"lbl\">Eksempel fra virkeligheden<\/span><\/p>\n<div>En selvst\u00e6ndig erhvervsdrivende modtager en stor overf\u00f8rsel fra en kryptob\u00f8rs p\u00e5 virksomhedens konto. Banken indleder en kundekendskabsprocedure og sp\u00f8rger til oprindelsen. Med en rapport, der viser den oprindelige indbetaling, formuens v\u00e6kst og salget p\u00e5 blockchainen, kan banken afslutte unders\u00f8gelsen.<\/div>\n<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Mere om kundekendskabsprocedure (CDD)<\/h2>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hvad er CDD?<\/summary>\n<p class=\"pterm-p\">CDD st\u00e5r for customer due diligence, p\u00e5 dansk kundekendskabsprocedure. Det er den unders\u00f8gelse, som banker, ejendomsm\u00e6glere og andre institutioner omfattet af hvidvaskloven skal foretage af deres kunder: Hvem er kunden, hvem er den reelle ejer, hvad er form\u00e5let med kundeforholdet, og passer transaktionerne til det?<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hvad er forskellen p\u00e5 KYC og CDD?<\/summary>\n<p class=\"pterm-p\">KYC, know your customer, er at fastsl\u00e5 og kontrollere kundens identitet. CDD er bredere: Ud over identiteten ser institutionen p\u00e5 form\u00e5let med kundeforholdet, den reelle ejer og pengenes oprindelse, og den f\u00f8lger l\u00f8bende transaktionerne.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hvorn\u00e5r gennemf\u00f8rer en bank en kundekendskabsprocedure?<\/summary>\n<p class=\"pterm-p\">En bank gennemf\u00f8rer en kundekendskabsprocedure, n\u00e5r kundeforholdet etableres, ved s\u00e6rlige eller store transaktioner og n\u00e5r der er tvivl om tidligere afgivne oplysninger. For mange banker er penge fra krypto en grund til at sp\u00f8rge til oprindelsen igen.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hvordan kan Paucitas hj\u00e6lpe med en kundekendskabsprocedure, der involverer krypto?<\/summary>\n<p class=\"pterm-p\">Paucitas dokumenterer kryptoformuens oprindelse ved at koble transaktionerne p\u00e5 blockchainen til dine dokumenter. Rapporten viser i et almindeligt sprog, hvordan formuen er opst\u00e5et, s\u00e5 banken eller ejendomsm\u00e6gleren kan afslutte kundekendskabsproceduren.<\/p>\n<\/details>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-src\" style=\"background: #f4f6fb; border-radius: 12px; padding: 18px 22px; color: #3a4152; line-height: 1.7;\"><span class=\"lbl\" style=\"display: inline-block; font-size: .72em; font-weight: bold; letter-spacing: .08em; text-transform: uppercase; color: #5a6b8c;\">Kilde<\/span><span style=\"display: block; margin-top: 8px;\">Finanstilsynet f\u00f8rer tilsyn med, at virksomhederne overholder hvidvaskreglerne, herunder kundekendskab: <a href=\"https:\/\/www.finanstilsynet.dk\/\" target=\"_blank\" rel=\"noopener\">Finanstilsynet<\/a>.<\/span><\/div>\n<\/div>\n<div class=\"pterm-block\">\n<p class=\"pterm-p\">Vil du vide, hvad det betyder i din egen situation? Paucitas kigger uforpligtende p\u00e5 det sammen med dig: ring d\u00f8gnet rundt p\u00e5 <a href=\"tel:+31202445774\">+31 20 244 5774<\/a> eller <a href=\"https:\/\/paucitas.com\/dk\/kontakt\/\">kontakt os<\/a>.<\/p>\n<\/div>\n<div class=\"pterm-see\"><span class=\"lbl\">Se ogs\u00e5<\/span><\/p>\n<div><a href=\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/kyc-og-aml\/\">KYC og AML<\/a>, <a href=\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/formuens-oprindelse\/\">Formuens oprindelse<\/a>, <a href=\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/formueverifikation\/\">Formueverifikation<\/a>, <a href=\"https:\/\/paucitas.com\/dk\/begreber\/teknik-og-grundbegreber\/hvidvask\/\">Hvidvask<\/a>.<\/div>\n<div><span class=\"lbl\">Relateret emne<\/span> <a href=\"https:\/\/paucitas.com\/dk\/emner\/oprindelse-af-kryptovaluta\/\">Dokument\u00e9r kryptovalutaens oprindelse<\/a><\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/kundekendskabsprocedure-cdd\/#term\",\"name\":\"Kundekendskabsprocedure (CDD)\",\"alternateName\":[\"customer due diligence\",\"kundekendskab\",\"kundekendskabsprocedurer\"],\"description\":\"En kundekendskabsprocedure, p\u00e5 engelsk customer due diligence (CDD), er den unders\u00f8gelse, en institution efter hvidvaskloven skal foretage af en kunde.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/#set\",\"url\":\"https:\/\/paucitas.com\/dk\/begreber\/kryptoformue-og-oprindelse\/kundekendskabsprocedure-cdd\/\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Hvad er CDD?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CDD st\u00e5r for customer due diligence, p\u00e5 dansk kundekendskabsprocedure. 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border-left: 4px solid #F59024; border-radius: 10px; padding: 16px 20px; margin: 28px 0;\"><strong>Relateret emne<\/strong> Se, hvordan Paucitas arbejder med det i praksis, p\u00e5 siden <a href=\"https:\/\/paucitas.com\/dk\/emner\/oprindelse-af-kryptovaluta\/\">Dokument\u00e9r kryptovalutaens oprindelse<\/a>.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u2190Tilbage til kryptoformue og oprindelse Kundekendskabsprocedure (CDD) Kort fortalt En kundekendskabsprocedure, p\u00e5 engelsk customer due diligence (CDD), er den unders\u00f8gelse, en institution efter hvidvaskloven skal [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":15496,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-17856","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/pages\/17856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/comments?post=17856"}],"version-history":[{"count":5,"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/pages\/17856\/revisions"}],"predecessor-version":[{"id":19313,"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/pages\/17856\/revisions\/19313"}],"up":[{"embeddable":true,"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/pages\/15496"}],"wp:attachment":[{"href":"https:\/\/paucitas.com\/dk\/wp-json\/wp\/v2\/media?parent=17856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}