{"id":17883,"date":"2026-10-11T01:36:48","date_gmt":"2026-10-10T23:36:48","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=17883"},"modified":"2026-10-14T06:08:09","modified_gmt":"2026-10-14T04:08:09","slug":"enhanced-due-diligence-edd","status":"publish","type":"page","link":"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/enhanced-due-diligence-edd\/","title":{"rendered":"Enhanced due diligence (EDD)"},"content":{"rendered":"<style>.pterm{max-width:880px;margin:0 auto;font-family:inherit;padding-top:30px;}.pterm-hero{background:linear-gradient(135deg,#1a1a2e,#2d2d4a);border-radius:18px;padding:30px 34px;margin-bottom:28px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;}.pterm-hero .ph-ico{width:56px;height:56px;border-radius:13px;background:rgba(245,135,31,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;}.pterm-hero h1{color:#fff;font-size:1.9em;margin:0;line-height:1.2;}.pterm-block{margin-bottom:24px;}.pterm-block h2{color:#1a1a2e;font-size:1.25em;margin:0 0 10px;}.pterm-def{background:#fff;border-left:4px solid #f5871f;border-radius:0 12px 12px 0;padding:18px 22px;color:#444;line-height:1.7;box-shadow:0 2px 10px rgba(0,0,0,.04);}.pterm-p{color:#444;line-height:1.7;margin:0 0 14px;}.pterm-ex{background:#fff7ef;border-radius:12px;padding:18px 22px;color:#5a4630;line-height:1.7;}.pterm-ex .lbl{display:inline-block;font-size:.72em;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#f5871f;margin-bottom:6px;}.pterm-see{background:#fff;border:1px solid #eee;border-radius:12px;padding:16px 20px;margin-top:30px;}.pterm-see .lbl{font-weight:700;color:#1a1a2e;margin-bottom:6px;display:block;}.pterm-see a{color:#f5871f;text-decoration:none;font-weight:600;}.pterm a{color:#f5871f;font-weight:600;}<\/style>\n<p><a class=\"pterm-back\" style=\"display: inline-flex; align-items: center; gap: 8px; margin: 0 0 18px; padding: 9px 16px; background: #fff7ee; border: 1px solid #f3d9b8; border-radius: 999px; color: #e08a1e; font-weight: 600; text-decoration: none;\" href=\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/\"><span style=\"font-size: 18px; line-height: 1;\">\u2190<\/span>Back to Crypto assets and origin<\/a><\/p>\n<div class=\"pterm\">\n<div class=\"pterm-hero\">\n<div class=\"ph-ico\"><\/div>\n<h1>Enhanced due diligence (EDD)<\/h1>\n<\/div>\n<div class=\"pterm-block\">\n<h2>In short<\/h2>\n<div class=\"pterm-def\">Enhanced due diligence (EDD) is a more in-depth customer due diligence that a business covered by the <a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2017\/692\/contents\" target=\"_blank\" rel=\"noopener\">Money Laundering Regulations 2017<\/a> must carry out (regulation 33) when the risk of money laundering is higher.<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>What does this mean if you hold crypto?<\/h2>\n<p class=\"pterm-p\">For example with politically exposed persons, a relationship with a high-risk country or unusually large or complex transactions. The institution then asks for more and stricter substantiation, especially about the origin of money and assets.<\/p>\n<p class=\"pterm-p\">If you face enhanced due diligence, the institution asks not only about one transaction, but about how your assets came about as a whole. With crypto, that often means a full reconstruction: when was it bought, with what money, through which wallets and exchanges, and how did the value grow.<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-ex\">\n<span class=\"lbl\">Practical example<\/span><\/p>\n<div>Someone wants to deposit a large amount from crypto with a private bank. Because it is a high amount and an unusual source, the bank starts an enhanced due diligence review. An independent report showing the whole route from the original investment to the sale gives the bank the substantiation it needs.<\/div>\n<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>More about enhanced due diligence (EDD)<\/h2>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">What is enhanced due diligence?<\/summary>\n<p class=\"pterm-p\">Enhanced due diligence (EDD) is a stricter customer due diligence that a business covered by the Money Laundering Regulations 2017 must carry out when the risk of money laundering is higher. The institution then asks for more substantiation about who the client is and where the money and assets come from.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">When is enhanced due diligence mandatory?<\/summary>\n<p class=\"pterm-p\">Enhanced due diligence is mandatory in situations with a higher risk, such as politically exposed persons, relationships with countries designated as high risk and unusually large or complex transactions. The institution decides per client whether the risk is higher.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">What is the difference between source of funds and source of wealth?<\/summary>\n<p class=\"pterm-p\">Source of funds is about the origin of the money in a specific transaction. Source of wealth is about how the client&#8217;s total assets came about. In enhanced due diligence, an institution often asks about both.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">How does Paucitas support enhanced due diligence?<\/summary>\n<p class=\"pterm-p\">Paucitas reconstructs the origin of crypto assets from the first purchase to the sale and links each step to the blockchain and to your documents. The report is structured so that anyone can check and understand each step.<\/p>\n<\/details>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-src\" style=\"background: #f4f6fb; border-radius: 12px; padding: 18px 22px; color: #3a4152; line-height: 1.7;\"><span class=\"lbl\" style=\"display: inline-block; font-size: .72em; font-weight: bold; letter-spacing: .08em; text-transform: uppercase; color: #5a6b8c;\">Source<\/span><span style=\"display: block; margin-top: 8px;\">The legal basis for customer due diligence in the United Kingdom: <a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2017\/692\/contents\" target=\"_blank\" rel=\"noopener\">The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017<\/a>.<\/span><\/div>\n<\/div>\n<div class=\"pterm-block\">\n<p class=\"pterm-p\">Would you like to know what this means for your own situation? Paucitas will look at it with you, free of obligation: ring us on <a href=\"tel:+31202445774\">+31 20 244 5774<\/a>, day or night, or <a href=\"https:\/\/paucitas.com\/en\/contact-us\/\">get in touch<\/a>.<\/p>\n<\/div>\n<div class=\"pterm-see\"><span class=\"lbl\">See also<\/span><\/p>\n<div><a href=\"https:\/\/paucitas.com\/en\/glossary\/technical-terms\/kyc-and-aml\/\">KYC and AML<\/a>, <a href=\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/origin-of-assets\/\">Origin of assets<\/a>, <a href=\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/asset-verification\/\">Asset verification<\/a>, <a href=\"https:\/\/paucitas.com\/en\/glossary\/technical-terms\/money-laundering\/\">Money laundering<\/a>.<\/div>\n<div><span class=\"lbl\">Related topic<\/span> <a href=\"https:\/\/paucitas.com\/en\/topics\/proving-the-origin-of-assets\/\">Proving source of funds<\/a><\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/enhanced-due-diligence-edd\/#term\",\"name\":\"Enhanced due diligence (EDD)\",\"alternateName\":[\"EDD\",\"enhanced customer due diligence\",\"enhanced CDD\"],\"description\":\"Enhanced due diligence (EDD) is a more in-depth customer due diligence that a business covered by the Money Laundering Regulations 2017 must carry out (regulation 33) when the risk of money laundering is higher.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/#set\",\"url\":\"https:\/\/paucitas.com\/en\/glossary\/crypto-origin\/enhanced-due-diligence-edd\/\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is enhanced due diligence?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Enhanced due diligence (EDD) is a stricter customer due diligence that a business covered by the Money Laundering Regulations 2017 must carry out when the risk of money laundering is higher. 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border-left: 4px solid #F59024; border-radius: 10px; padding: 16px 20px; margin: 28px 0;\"><strong>Related topic<\/strong> Read how Paucitas applies this in practice on the page <a href=\"https:\/\/paucitas.com\/en\/topics\/proving-the-origin-of-assets\/\">Proving source of funds<\/a>.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u2190Back to Crypto assets and origin Enhanced due diligence (EDD) In short Enhanced due diligence (EDD) is a more in-depth customer due diligence that a [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":8857,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-17883","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/pages\/17883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/comments?post=17883"}],"version-history":[{"count":6,"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/pages\/17883\/revisions"}],"predecessor-version":[{"id":19124,"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/pages\/17883\/revisions\/19124"}],"up":[{"embeddable":true,"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/pages\/8857"}],"wp:attachment":[{"href":"https:\/\/paucitas.com\/en\/wp-json\/wp\/v2\/media?parent=17883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}