{"id":17857,"date":"2026-10-11T01:24:05","date_gmt":"2026-10-10T23:24:05","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=17857"},"modified":"2026-10-14T07:29:25","modified_gmt":"2026-10-14T05:29:25","slug":"kundkannedom-cdd","status":"publish","type":"page","link":"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/kundkannedom-cdd\/","title":{"rendered":"Kundk\u00e4nnedom (CDD)"},"content":{"rendered":"<style>.pterm{max-width:880px;margin:0 auto;font-family:inherit;padding-top:30px;}.pterm-hero{background:linear-gradient(135deg,#1a1a2e,#2d2d4a);border-radius:18px;padding:30px 34px;margin-bottom:28px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;}.pterm-hero .ph-ico{width:56px;height:56px;border-radius:13px;background:rgba(245,135,31,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;}.pterm-hero h1{color:#fff;font-size:1.9em;margin:0;line-height:1.2;}.pterm-block{margin-bottom:24px;}.pterm-block h2{color:#1a1a2e;font-size:1.25em;margin:0 0 10px;}.pterm-def{background:#fff;border-left:4px solid #f5871f;border-radius:0 12px 12px 0;padding:18px 22px;color:#444;line-height:1.7;box-shadow:0 2px 10px rgba(0,0,0,.04);}.pterm-p{color:#444;line-height:1.7;margin:0 0 14px;}.pterm-ex{background:#fff7ef;border-radius:12px;padding:18px 22px;color:#5a4630;line-height:1.7;}.pterm-ex .lbl{display:inline-block;font-size:.72em;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#f5871f;margin-bottom:6px;}.pterm-see{background:#fff;border:1px solid #eee;border-radius:12px;padding:16px 20px;margin-top:30px;}.pterm-see .lbl{font-weight:700;color:#1a1a2e;margin-bottom:6px;display:block;}.pterm-see a{color:#f5871f;text-decoration:none;font-weight:600;}.pterm a{color:#f5871f;font-weight:600;}<\/style>\n<p><a class=\"pterm-back\" style=\"display: inline-flex; align-items: center; gap: 8px; margin: 0 0 18px; padding: 9px 16px; background: #fff7ee; border: 1px solid #f3d9b8; border-radius: 999px; color: #e08a1e; font-weight: 600; text-decoration: none;\" href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/\"><span style=\"font-size: 18px; line-height: 1;\">\u2190<\/span>Tillbaka till kryptotillg\u00e5ngar och ursprung<\/a><\/p>\n<div class=\"pterm\">\n<div class=\"pterm-hero\">\n<div class=\"ph-ico\"><\/div>\n<h1>Kundk\u00e4nnedom (CDD)<\/h1>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Kort sagt<\/h2>\n<div class=\"pterm-def\">Kundk\u00e4nnedom, p\u00e5 engelska customer due diligence (CDD), \u00e4r den granskning som en verksamhet enligt <a href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630\/\" rel=\"noopener\" target=\"_blank\">penningtv\u00e4ttslagen<\/a> m\u00e5ste g\u00f6ra av en kund.<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Vad betyder det om du har krypto?<\/h2>\n<p class=\"pterm-p\">Verksamheten fastst\u00e4ller vem kunden \u00e4r, kontrollerar identiteten, fastst\u00e4ller den verkliga huvudmannen, tittar p\u00e5 syftet med aff\u00e4rsf\u00f6rbindelsen och h\u00e5ller d\u00e4refter koll p\u00e5 transaktionerna.<\/p>\n<p class=\"pterm-p\">F\u00f6r dig som kund inneb\u00e4r kundk\u00e4nnedom att du kan f\u00e5 fr\u00e5gor om vem du \u00e4r och var dina pengar kommer ifr\u00e5n, \u00e4ven om du har varit kund i m\u00e5nga \u00e5r. Vid pengar fr\u00e5n krypto handlar det ofta om hur kryptotillg\u00e5ngarna har f\u00f6rv\u00e4rvats. Ju b\u00e4ttre du kan styrka det, desto snabbare blir granskningen klar.<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-ex\">\n<span class=\"lbl\">Exempel fr\u00e5n verkligheten<\/span><\/p>\n<div>En f\u00f6retagare f\u00e5r en stor \u00f6verf\u00f6ring fr\u00e5n en kryptob\u00f6rs till f\u00f6retagskontot. Banken inleder en kundk\u00e4nnedomsgranskning och fr\u00e5gar efter ursprunget. Med en rapport som visar den ursprungliga ins\u00e4ttningen, tillg\u00e5ngarnas tillv\u00e4xt och f\u00f6rs\u00e4ljningen p\u00e5 blockkedjan kan banken slutf\u00f6ra granskningen.<\/div>\n<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Mer om kundk\u00e4nnedom (CDD)<\/h2>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Vad \u00e4r CDD?<\/summary>\n<p class=\"pterm-p\">CDD st\u00e5r f\u00f6r customer due diligence, p\u00e5 svenska kundk\u00e4nnedom. Det \u00e4r den granskning som banker, fastighetsm\u00e4klare och andra verksamheter som omfattas av penningtv\u00e4ttslagen m\u00e5ste g\u00f6ra av sina kunder: vem \u00e4r kunden, vem \u00e4r den verkliga huvudmannen, vad \u00e4r syftet med aff\u00e4rsf\u00f6rbindelsen och st\u00e4mmer transaktionerna med det?<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Vad \u00e4r skillnaden mellan KYC och CDD?<\/summary>\n<p class=\"pterm-p\">KYC, know your customer, inneb\u00e4r att fastst\u00e4lla och kontrollera kundens identitet. CDD \u00e4r bredare: ut\u00f6ver identiteten tittar verksamheten p\u00e5 syftet med aff\u00e4rsf\u00f6rbindelsen, den verkliga huvudmannen och pengarnas ursprung, och den forts\u00e4tter att f\u00f6lja transaktionerna.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">N\u00e4r g\u00f6r en bank en kundk\u00e4nnedomsgranskning?<\/summary>\n<p class=\"pterm-p\">En bank g\u00f6r en kundk\u00e4nnedomsgranskning n\u00e4r aff\u00e4rsf\u00f6rbindelsen inleds, vid s\u00e4rskilda eller stora transaktioner och n\u00e4r det finns tvivel om tidigare l\u00e4mnade uppgifter. F\u00f6r m\u00e5nga banker \u00e4r pengar fr\u00e5n krypto ett sk\u00e4l att fr\u00e5ga efter ursprunget igen.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hur kan Paucitas hj\u00e4lpa till vid kundk\u00e4nnedom med krypto?<\/summary>\n<p class=\"pterm-p\">Paucitas dokumenterar kryptotillg\u00e5ngarnas ursprung genom att koppla transaktionerna p\u00e5 blockkedjan till dina handlingar. Rapporten visar p\u00e5 ett l\u00e4ttbegripligt spr\u00e5k hur tillg\u00e5ngarna har uppkommit, s\u00e5 att banken eller m\u00e4klaren kan slutf\u00f6ra kundk\u00e4nnedomsgranskningen.<\/p>\n<\/details>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-src\" style=\"background: #f4f6fb; border-radius: 12px; padding: 18px 22px; color: #3a4152; line-height: 1.7;\"><span class=\"lbl\" style=\"display: inline-block; font-size: .72em; font-weight: bold; letter-spacing: .08em; text-transform: uppercase; color: #5a6b8c;\">K\u00e4lla<\/span><span style=\"display: block; margin-top: 8px;\">Den r\u00e4ttsliga grunden f\u00f6r kundk\u00e4nnedom och kontroll av medlens ursprung: <a href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630\/\" target=\"_blank\" rel=\"noopener\">Lag (2017:630) om \u00e5tg\u00e4rder mot penningtv\u00e4tt och finansiering av terrorism<\/a>.<\/span><\/div>\n<\/div>\n<div class=\"pterm-block\">\n<p class=\"pterm-p\">Vill du veta vad det betyder i din egen situation? Paucitas tittar f\u00f6ruts\u00e4ttningsl\u00f6st p\u00e5 det tillsammans med dig: ring dygnet runt p\u00e5 <a href=\"tel:+31202445774\">+31 20 244 5774<\/a> eller <a href=\"https:\/\/paucitas.com\/se\/kontakta-oss\/\">kontakta oss<\/a>.<\/p>\n<\/div>\n<div class=\"pterm-see\"><span class=\"lbl\">Se \u00e4ven<\/span><\/p>\n<div><a href=\"https:\/\/paucitas.com\/se\/begrepp\/teknik-och-grundbegrepp\/kyc-och-aml\/\">KYC och AML<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/ursprung-av-tillgangar\/\">Ursprungsutredning av tillg\u00e5ngar<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/verifiering-av-tillgangar\/\">Verifiering av tillg\u00e5ngar<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/teknik-och-grundbegrepp\/penningtvatt\/\">Penningtv\u00e4tt<\/a>.<\/div>\n<div><span class=\"lbl\">Relaterat \u00e4mne<\/span> <a href=\"https:\/\/paucitas.com\/se\/amnen\/ursprung-for-kryptovalutor\/\">Redovisa ursprung f\u00f6r kryptovalutor<\/a><\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/kundkannedom-cdd\/#term\",\"name\":\"Kundk\u00e4nnedom (CDD)\",\"alternateName\":[\"customer due diligence\",\"kundk\u00e4nnedoms\u00e5tg\u00e4rder\",\"kundk\u00e4nnedomsgranskning\"],\"description\":\"Kundk\u00e4nnedom, p\u00e5 engelska customer due diligence (CDD), \u00e4r den granskning som en verksamhet enligt penningtv\u00e4ttslagen m\u00e5ste g\u00f6ra av en kund.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/#set\",\"url\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/kundkannedom-cdd\/\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Vad \u00e4r CDD?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CDD st\u00e5r f\u00f6r customer due diligence, p\u00e5 svenska kundk\u00e4nnedom. 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border-left: 4px solid #F59024; border-radius: 10px; padding: 16px 20px; margin: 28px 0;\"><strong>Relaterat \u00e4mne<\/strong> Se hur Paucitas arbetar med det i praktiken p\u00e5 sidan <a href=\"https:\/\/paucitas.com\/se\/amnen\/ursprung-for-kryptovalutor\/\">Redovisa ursprung f\u00f6r kryptovalutor<\/a>.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u2190Tillbaka till kryptotillg\u00e5ngar och ursprung Kundk\u00e4nnedom (CDD) Kort sagt Kundk\u00e4nnedom, p\u00e5 engelska customer due diligence (CDD), \u00e4r den granskning som en verksamhet enligt penningtv\u00e4ttslagen m\u00e5ste [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":15206,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-17857","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/comments?post=17857"}],"version-history":[{"count":4,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17857\/revisions"}],"predecessor-version":[{"id":19355,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17857\/revisions\/19355"}],"up":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/15206"}],"wp:attachment":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/media?parent=17857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}