{"id":17867,"date":"2026-10-11T01:25:42","date_gmt":"2026-10-10T23:25:42","guid":{"rendered":"https:\/\/paucitas.com\/?page_id=17867"},"modified":"2026-10-14T07:31:22","modified_gmt":"2026-10-14T05:31:22","slug":"skarpt-kundkannedom-edd","status":"publish","type":"page","link":"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/skarpt-kundkannedom-edd\/","title":{"rendered":"Sk\u00e4rpt kundk\u00e4nnedom (EDD)"},"content":{"rendered":"<style>.pterm{max-width:880px;margin:0 auto;font-family:inherit;padding-top:30px;}.pterm-hero{background:linear-gradient(135deg,#1a1a2e,#2d2d4a);border-radius:18px;padding:30px 34px;margin-bottom:28px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;}.pterm-hero .ph-ico{width:56px;height:56px;border-radius:13px;background:rgba(245,135,31,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0;}.pterm-hero h1{color:#fff;font-size:1.9em;margin:0;line-height:1.2;}.pterm-block{margin-bottom:24px;}.pterm-block h2{color:#1a1a2e;font-size:1.25em;margin:0 0 10px;}.pterm-def{background:#fff;border-left:4px solid #f5871f;border-radius:0 12px 12px 0;padding:18px 22px;color:#444;line-height:1.7;box-shadow:0 2px 10px rgba(0,0,0,.04);}.pterm-p{color:#444;line-height:1.7;margin:0 0 14px;}.pterm-ex{background:#fff7ef;border-radius:12px;padding:18px 22px;color:#5a4630;line-height:1.7;}.pterm-ex .lbl{display:inline-block;font-size:.72em;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#f5871f;margin-bottom:6px;}.pterm-see{background:#fff;border:1px solid #eee;border-radius:12px;padding:16px 20px;margin-top:30px;}.pterm-see .lbl{font-weight:700;color:#1a1a2e;margin-bottom:6px;display:block;}.pterm-see a{color:#f5871f;text-decoration:none;font-weight:600;}.pterm a{color:#f5871f;font-weight:600;}<\/style>\n<p><a class=\"pterm-back\" style=\"display: inline-flex; align-items: center; gap: 8px; margin: 0 0 18px; padding: 9px 16px; background: #fff7ee; border: 1px solid #f3d9b8; border-radius: 999px; color: #e08a1e; font-weight: 600; text-decoration: none;\" href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/\"><span style=\"font-size: 18px; line-height: 1;\">\u2190<\/span>Tillbaka till kryptotillg\u00e5ngar och ursprung<\/a><\/p>\n<div class=\"pterm\">\n<div class=\"pterm-hero\">\n<div class=\"ph-ico\"><\/div>\n<h1>Sk\u00e4rpt kundk\u00e4nnedom (EDD)<\/h1>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Kort sagt<\/h2>\n<div class=\"pterm-def\">Sk\u00e4rpt kundk\u00e4nnedom, p\u00e5 engelska enhanced due diligence (EDD), \u00e4r en mer ing\u00e5ende kundk\u00e4nnedomsgranskning som en verksamhet som omfattas av <a href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630\/\" rel=\"noopener\" target=\"_blank\">penningtv\u00e4ttslagen<\/a> m\u00e5ste g\u00f6ra n\u00e4r risken f\u00f6r penningtv\u00e4tt \u00e4r h\u00f6gre.<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Vad betyder det om du har krypto?<\/h2>\n<p class=\"pterm-p\">Till exempel vid personer i politiskt utsatt st\u00e4llning, vid en koppling till ett h\u00f6grisktland eller vid ovanligt stora eller komplexa transaktioner. Verksamheten beg\u00e4r d\u00e5 mer och str\u00e4ngare underlag, framf\u00f6r allt om ursprunget till pengar och tillg\u00e5ngar.<\/p>\n<p class=\"pterm-p\">M\u00f6ts du av sk\u00e4rpt kundk\u00e4nnedom fr\u00e5gar verksamheten inte bara om en enskild transaktion, utan om hur dina tillg\u00e5ngar har uppkommit som helhet. Vid krypto inneb\u00e4r det ofta en fullst\u00e4ndig rekonstruktion: n\u00e4r k\u00f6ptes det, med vilka pengar, via vilka pl\u00e5nb\u00f6cker och kryptob\u00f6rser, och hur har v\u00e4rdet vuxit?<\/p>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-ex\">\n<span class=\"lbl\">Exempel fr\u00e5n verkligheten<\/span><\/p>\n<div>En person vill s\u00e4tta in ett stort belopp fr\u00e5n krypto hos en privatbank. Eftersom det g\u00e4ller ett h\u00f6gt belopp och en ovanlig k\u00e4lla inleder banken en sk\u00e4rpt kundk\u00e4nnedomsgranskning. En oberoende rapport som visar hela v\u00e4gen fr\u00e5n den ursprungliga ins\u00e4ttningen till f\u00f6rs\u00e4ljningen ger banken det underlag den beh\u00f6ver.<\/div>\n<\/div>\n<\/div>\n<div class=\"pterm-block\">\n<h2>Mer om sk\u00e4rpt kundk\u00e4nnedom (EDD)<\/h2>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Vad \u00e4r sk\u00e4rpt kundk\u00e4nnedom?<\/summary>\n<p class=\"pterm-p\">Sk\u00e4rpt kundk\u00e4nnedom, eller enhanced due diligence, \u00e4r en str\u00e4ngare kundk\u00e4nnedomsgranskning som en verksamhet som omfattas av penningtv\u00e4ttslagen m\u00e5ste g\u00f6ra n\u00e4r risken f\u00f6r penningtv\u00e4tt \u00e4r h\u00f6gre. Verksamheten beg\u00e4r d\u00e5 mer underlag om vem kunden \u00e4r och var pengarna och tillg\u00e5ngarna kommer ifr\u00e5n.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">N\u00e4r \u00e4r sk\u00e4rpt kundk\u00e4nnedom obligatorisk?<\/summary>\n<p class=\"pterm-p\">Sk\u00e4rpt kundk\u00e4nnedom \u00e4r obligatorisk i situationer med h\u00f6gre risk, till exempel vid personer i politiskt utsatt st\u00e4llning, kopplingar till l\u00e4nder som har pekats ut som h\u00f6grisktl\u00e4nder och ovanligt stora eller komplexa transaktioner. Verksamheten avg\u00f6r f\u00f6r varje kund om risken \u00e4r h\u00f6gre.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Vad \u00e4r skillnaden mellan source of funds och source of wealth?<\/summary>\n<p class=\"pterm-p\">Source of funds handlar om ursprunget till pengarna i en specifik transaktion. Source of wealth handlar om hur kundens samlade tillg\u00e5ngar har uppkommit. Vid sk\u00e4rpt kundk\u00e4nnedom fr\u00e5gar en verksamhet ofta efter b\u00e5da.<\/p>\n<\/details>\n<details style=\"margin:0 0 10px;border:1px solid #e6d9c8;border-radius:8px;padding:12px 16px;background:#fffaf4\">\n<summary style=\"cursor:pointer;font-weight:600\">Hur st\u00f6ttar Paucitas vid sk\u00e4rpt kundk\u00e4nnedom?<\/summary>\n<p class=\"pterm-p\">Paucitas rekonstruerar kryptotillg\u00e5ngarnas ursprung fr\u00e5n det f\u00f6rsta k\u00f6pet till f\u00f6rs\u00e4ljningen och kopplar varje steg till blockkedjan och till dina handlingar. Rapporten \u00e4r uppbyggd s\u00e5 att vem som helst kan kontrollera och f\u00f6rst\u00e5 varje steg.<\/p>\n<\/details>\n<\/div>\n<div class=\"pterm-block\">\n<div class=\"pterm-src\" style=\"background: #f4f6fb; border-radius: 12px; padding: 18px 22px; color: #3a4152; line-height: 1.7;\"><span class=\"lbl\" style=\"display: inline-block; font-size: .72em; font-weight: bold; letter-spacing: .08em; text-transform: uppercase; color: #5a6b8c;\">K\u00e4lla<\/span><span style=\"display: block; margin-top: 8px;\">Den r\u00e4ttsliga grunden f\u00f6r kundk\u00e4nnedom och kontroll av medlens ursprung: <a href=\"https:\/\/www.riksdagen.se\/sv\/dokument-och-lagar\/dokument\/svensk-forfattningssamling\/lag-2017630-om-atgarder-mot-penningtvatt-och_sfs-2017-630\/\" target=\"_blank\" rel=\"noopener\">Lag (2017:630) om \u00e5tg\u00e4rder mot penningtv\u00e4tt och finansiering av terrorism<\/a>.<\/span><\/div>\n<\/div>\n<div class=\"pterm-block\">\n<p class=\"pterm-p\">Vill du veta vad det betyder i din egen situation? Paucitas tittar f\u00f6ruts\u00e4ttningsl\u00f6st p\u00e5 det tillsammans med dig: ring dygnet runt p\u00e5 <a href=\"tel:+31202445774\">+31 20 244 5774<\/a> eller <a href=\"https:\/\/paucitas.com\/se\/kontakta-oss\/\">kontakta oss<\/a>.<\/p>\n<\/div>\n<div class=\"pterm-see\"><span class=\"lbl\">Se \u00e4ven<\/span><\/p>\n<div><a href=\"https:\/\/paucitas.com\/se\/begrepp\/teknik-och-grundbegrepp\/kyc-och-aml\/\">KYC och AML<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/ursprung-av-tillgangar\/\">Ursprungsutredning av tillg\u00e5ngar<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/verifiering-av-tillgangar\/\">Verifiering av tillg\u00e5ngar<\/a>, <a href=\"https:\/\/paucitas.com\/se\/begrepp\/teknik-och-grundbegrepp\/penningtvatt\/\">Penningtv\u00e4tt<\/a>.<\/div>\n<div><span class=\"lbl\">Relaterat \u00e4mne<\/span> <a href=\"https:\/\/paucitas.com\/se\/amnen\/ursprung-for-kryptovalutor\/\">Redovisa ursprung f\u00f6r kryptovalutor<\/a><\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTerm\",\"@id\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/skarpt-kundkannedom-edd\/#term\",\"name\":\"Sk\u00e4rpt kundk\u00e4nnedom (EDD)\",\"alternateName\":[\"enhanced due diligence\",\"sk\u00e4rpta \u00e5tg\u00e4rder f\u00f6r kundk\u00e4nnedom\",\"f\u00f6rdjupad kundk\u00e4nnedom\"],\"description\":\"Sk\u00e4rpt kundk\u00e4nnedom, p\u00e5 engelska enhanced due diligence (EDD), \u00e4r en mer ing\u00e5ende kundk\u00e4nnedomsgranskning som en verksamhet som omfattas av penningtv\u00e4ttslagen m\u00e5ste g\u00f6ra n\u00e4r risken f\u00f6r penningtv\u00e4tt \u00e4r h\u00f6gre.\",\"inDefinedTermSet\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/#set\",\"url\":\"https:\/\/paucitas.com\/se\/begrepp\/kryptotillgangar-och-ursprung\/skarpt-kundkannedom-edd\/\"},{\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Vad \u00e4r sk\u00e4rpt kundk\u00e4nnedom?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sk\u00e4rpt kundk\u00e4nnedom, eller enhanced due diligence, \u00e4r en str\u00e4ngare kundk\u00e4nnedomsgranskning som en verksamhet som omfattas av penningtv\u00e4ttslagen m\u00e5ste g\u00f6ra n\u00e4r risken f\u00f6r penningtv\u00e4tt \u00e4r h\u00f6gre. 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border-left: 4px solid #F59024; border-radius: 10px; padding: 16px 20px; margin: 28px 0;\"><strong>Relaterat \u00e4mne<\/strong> Se hur Paucitas arbetar med det i praktiken p\u00e5 sidan <a href=\"https:\/\/paucitas.com\/se\/amnen\/ursprung-for-kryptovalutor\/\">Redovisa ursprung f\u00f6r kryptovalutor<\/a>.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u2190Tillbaka till kryptotillg\u00e5ngar och ursprung Sk\u00e4rpt kundk\u00e4nnedom (EDD) Kort sagt Sk\u00e4rpt kundk\u00e4nnedom, p\u00e5 engelska enhanced due diligence (EDD), \u00e4r en mer ing\u00e5ende kundk\u00e4nnedomsgranskning som en [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":15206,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-17867","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/comments?post=17867"}],"version-history":[{"count":4,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17867\/revisions"}],"predecessor-version":[{"id":19359,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/17867\/revisions\/19359"}],"up":[{"embeddable":true,"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/pages\/15206"}],"wp:attachment":[{"href":"https:\/\/paucitas.com\/se\/wp-json\/wp\/v2\/media?parent=17867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}